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A

Research Project ReportOn

CREDIT APPRAISAL SYSTEM OF SME SECTOR

WITH SPECIAL REFERENCE OF AXIS BANK

Submitted to

Mahamaya Technical University Noida.

IN PARTIAL FULFILLMENT OF

DEGREE OF MASTER OF BUSINESS ADMINISTRATION

Session2011-2013

Under The Guidance of Submitted ByDr.Sandeep Verma Sonia Singh(Research Project Guide) MBA IV

thSem

Roll No-1143670038

K.P.College of management Agra (Code-436)Approved By A.I.C.T.E. New Delhi.

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ACKNOWLEDGEMENT

This report bears imprint of many persons , who have helped me in numerous ways

in writing this report. It gives me great pleasure in presenting this report to the Mahamaya

Technical University, Noida via K.P. College of management Agra. Their contribution no

matter big or small has contributed immensely towards completion of this project.

I fall shorts of words to express my gratitude to KPGI for giving me the opportunity to work

in this prestigious organization.

I would like to thanks Dr. Sandeep Verma (Research Project Guide) my project guide

for his efforts and help provided to me to get such an excellent opportunity.

I would also like to thank my family and friends for their support as this project could not be

completed without their support and encouragement. I am very much thankful to them.

Last but not the least there were so many who shared valuable information that helped in the

successful completion of this project.

Sonia Singh

MBA IVth Sem

Roll No- 1143670038

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PREFACE

The research project program is the part of MBA Curriculum during the course of research;

the researcher are expected to use and apply their academic knowledge and gain valuable in

sight into corporate culture with all its operational complexities.

Experience makes man perfect. By facing practical situation, one can get new ideas.

Theoretical studies are something, which came by practically. Management student can make

use of whatever he or she gets from his or her Academic background. Since, the

commencement of business and services importance hiked up day by day.

This project helped me to understand concept of credit appraisal and how credit appraisal

process is done in bank. I have tried to put my best effort to complete this task on the basis of

skill that I have achieved during my study in the institute. I have tried to put my maximum

effort to get the accurate statistical data. However I would appreciate if any mistakes are

brought to me by the reader.

Sonia Singh

MBA IVth

Sem

Roll No- 1143670038

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DECLARATION

I, Sonia Singh student of MBA 4th Sem from K.P. College of management Agra affiliated

to Mahamaya Technical University, Noida here by declare that all the information , facts

and figures presented in this report are first hand in nature.They are in fact based on my

intensive research work conducted Credit Appraisal System of SME Sector With

Special Reference of Axis Bank. The Project work not earlier submitted elsewhere for the

Award of any degree, diploma or equivalent.

Sonia Singh

MBA IVth

Sem

Roll No- 1143670038