FINANCIAL ASSISTANCE (IF ELIGIBLE) How can the Welfare and ... · The Australian Government has...

2
Student Services aspiration • well-being • development WELFARE AND LIAISON OFFICE STUDENT STUDY COSTS How can the Welfare and Student Liaison Office help? GriffithUniversityinterest-freeloansandbursaries Budgetingandfinancialissues Centrelinkpaymentissues Rentingissues Carersupport Otherwelfarematterse.g.appealsandcomplaints, carersupport Wealsocoordinate: OnlineTextbookExchangeservice OnlineFreeStuff@Griffithservice StudentPartnerProgram StudentLeadershipProgram On-campusJusticesofthePeace Visit griffith.edu.au/studentservices griffith.edu.au/welfare Email us[email protected] Contact us: Gold Coast 5552 8734 Logan 3382 1159 Mt Gravatt 3735 6826 facebook.com/GriffithUniversityStudentServices twitter.com/GriffithUniSSV Nathan 3735 7470 South Bank 3735 4149 FINANCIAL ASSISTANCE (IF ELIGIBLE) HELP loans (including HECS-HELP / FEE-HELP) studyassist.gov.au HECS-HELPandFEE-HELPcanassistyouwithpayingyour StudentContributionortuitionfees. SA-HELP studyassist.gov.au/sites/studyassist/helppayingmyfees/sa-help Aloanschemethatassistsstudenttopayallorpartoftheir StudentServicesandAmenitiesFees.Forfurtherinformation, visittheStudyAssistsite. Centrelink study payments humanservices.gov.au YouthAllowance,AustudyandABSTUDYpayments StudentStart-UpLoan Griffith University Scholarships griffith.edu.au/scholarships Arangeofequity,meritorsportingscholarshipsisavailable throughGriffithUniversity Employment griffith.edu.au/careers-employment TheCareersandEmploymentServicecanassistwithfinding employment,bothwhilestudyingandasagraduate Welfare and Student Liaison Office griffith.edu.au/welfare Interest-freestudentloansfortextbooksorlivingexpenses Bursariesifyouexperienceextremefinancialdifficultiesand meettheeligibilitycriteria Explorefinancialoptionsandassistwithbudgeting TextbookExchangeandFreeStuff@Griffithtohelpyou savemoney FOLD FOLD JULY2017

Transcript of FINANCIAL ASSISTANCE (IF ELIGIBLE) How can the Welfare and ... · The Australian Government has...

Student Servicesaspiration • well-being • development

WELFAREAND

LIAISON OFFICESTUDENT

STUDY COSTS

How can the Welfare and Student Liaison Office help?

�� Griffith�University�interest-free�loans�and�bursaries

�� Budgeting�and�financial�issues

�� Centrelink�payment�issues

�� Renting�issues

�� Carer�support

�� Other�welfare�matters�e.g.�appeals�and�complaints,��carer�support

We�also�coordinate:

�� Online�Textbook�Exchange�service

�� Online�FreeStuff@Griffith�service

�� Student�Partner�Program

�� Student�Leadership�Program

�� On-campus�Justices�of�the�Peace

Visit griffith.edu.au/studentservices griffith.edu.au/welfare

Email us�[email protected]

Contact us:

Gold Coast 5552 8734Logan 3382 1159Mt Gravatt 3735 6826

facebook.com/GriffithUniversityStudentServices

twitter.com/GriffithUniSSV

Nathan 3735 7470South Bank 3735 4149

FINANCIAL ASSISTANCE (IF ELIGIBLE) HELP loans (including HECS-HELP / FEE-HELP) �studyassist.gov.au�HECS-HELP�and�FEE-HELP�can�assist�you�with�paying�your�Student�Contribution�or�tuition�fees.

SA-HELP �studyassist.gov.au/sites/studyassist/helppayingmyfees/sa-help�A�loan�scheme�that�assists�student�to�pay�all�or�part�of�their�Student�Services�and�Amenities�Fees.�For�further�information,�visit�the�Study�Assist�site.

Centrelink study payments humanservices.gov.au

�� Youth�Allowance,�Austudy�and�ABSTUDY�payments

�� Student�Start-Up�Loan

Griffith University Scholarships �griffith.edu.au/scholarships�A�range�of�equity,�merit�or�sporting�scholarships�is�available�through�Griffith�University

Employment �griffith.edu.au/careers-employment�The�Careers�and�Employment�Service�can�assist�with�finding�employment,�both�while�studying�and�as�a�graduate

Welfare and Student Liaison Office �griffith.edu.au/welfare

�� Interest-free�student�loans�for�textbooks�or�living�expenses

�� Bursaries�if�you�experience�extreme�financial�difficulties�and��meet�the�eligibility�criteria

�� Explore�financial�options�and�assist�with�budgeting

�� Textbook�Exchange�and�FreeStuff@Griffith�to�help�you��save�money

FOLD FOLD

JULY

�20

17

2017 HIGHER EDUCATION REFORM PACKAGE The Australian Government has proposed changes to the higher education system. It is important that current and future students understand how these changes could affect them. Please visit studyassist.gov.au for further information and updates.

Some of the proposed changes include (source: studyassist.gov.au/sites/studyassist/helpfulresources/pages/hereform-faqs):

� The maximum student contribution will increase by 7.5 per cent from 1 January 2018.

� A new set of repayment threshold will be introduced from 1 July 2018, affecting all current and future HELP debtors by changing the timing and amount of their repayments.

� From 1 January 2018, subsidies for Australian permanent residents and New Zealand citizens enrolling in a Commonwealth Supported Place will be withdrawn, making them fee-paying students. However, they will have access to a FEE-HELP loan.

STUDENT CONTRIBUTION If�you�are�studying�in�an�undergraduate�program�in�a�Commonwealth�supported�place,�the�government�subsidises��the�cost�of�your�education�and�you�pay�a�student�contribution.�The�amount�of�your�student�contribution�each�trimester�depends�upon�the�individual�courses�you�are�enrolled�in�from�the�various�discipline�areas,�not�the�overall�program.�

The�maximum�annual�student�contribution�amount�for�full-time�enrolment�in�2017�within�set�discipline�bands�(for�students�commencing�on�or�after�1�January�2017)�is:

Band 1: $6,349

Behavioural�Science,�Clinical�Psychology,�Education,�Foreign�Languages,�Humanities,�Nursing,�Social�Studies,�Visual�and�Performing�Arts�

Band 2: $9,050

Agriculture,�Built�Environment,�Computing,�Engineering,�Health��(Allied�Health�and�other),�Mathematics,�Science,�Statistics,�Surveying�

Band 3: $10,596

Accounting,�Administration,�Commerce,�Dentistry,�Economics,�Law,�Medicine,�Veterinary�Science

Eligible�students�may�defer�their�Student�Contribution�amount�to�a�HECS-HELP�loan.�Currently,�the�following�commonwealth�support�students�are�eligible�for�HECS-HELP:

�� Australian�citizen;�or

�� New�Zealand�Special�Category�Visa�holder�who�meets�the�long-term�residency�requirements;�or�

�� Permanent�humanitarian�visa�holder.

HECS-HELP loan repayment:

You�have�to�start�repaying�your�HELP�debt�once�your�repayment�income�is�above�the�compulsory�repayment�threshold.�You�need�to�tell�your�employer�that�you�have��a�HELP�debt�so�the�correct�repayments�can�be�made.�

The�amount�you�pay�each�year�is�a�percentage�(4%�to�8%)�of�your�income.�This�is�paid�to�the�Australian�Taxation�Office�along�with�your�income�tax.�The�compulsory�repayments�for�the�2017–2018�financial�year�starts�at�4%�when�your�income�reaches�$55,874.�

TUITION FEES You�are�required�to�pay�tuition�fees�if�you�are�a�domestic��fee-paying�student�(undergraduate�or�postgraduate)�or��an�international�student.�If�you�are�an�Australian�citizen��(or�other�eligible�visa�holder),�you�may�be�eligible�to�take��out�a�FEE-HELP�loan�from�the�government�to�cover��all�or�part�of�your�tuition�fees�(up�to�a�life-time�limit).

Disclaimer:�While�every�effort�has�been�made�to�ensure�the�information�in�this�brochure�is�correct�at�the�time��of�publication,�no�responsibility�can�be�taken�for�any�errors�or�omissions.�Please�visit�the�relevant�websites��for�further�details,�changes�and�updates.

STUDENT SERVICES AND AMENITIES FEE This�charge�helps�to�fund�services�and�amenities�of�a�non�-academic�nature�such�as�clubs�or�campus�events.�This�fee�is�attributed�to�Student�Guild�(Gold�Coast)�and�Student�Representative�Council�/�Campus�Life�(Brisbane�and�Logan).

Eligible�students�can�defer�this�fee�through�the�SA-HELP�loan�scheme�(criteria�for�eligibility�is�similar�to�HELP�loans�as��outlined�previously).�

Students�who�are�ineligible�for�SA-HELP�or�wish�to�pay�upfront�can�pay�Griffith�University�directly.�For�2017�the�charge�is�$3.67�per�enrolled�credit�point�for�on-campus�courses,�to�a�maximum�charge�of�$294.�The�fee�will�be�indexed�annually.�

TEXTBOOKS / COURSE MATERIALS The�cost�of�textbooks�varies�depending�on�what�courses�you��are�enrolled�in�(from�$0�to�$800�or�more)�per�trimester.��Some�courses�provide�digitised�readings,�which�you�can�print��or�read�online.�

Other�costs�include�stationery,�excursions,�exhibitions,�art��supplies�and�specific�equipment�(such�as�camera,�medical�or�musical�instruments).�

You�can�check�your�course�profiles�on�the�Griffith�University�website�to�get�an�idea�of�the�resources�you�will�need.�It�is�a�good�idea�to�do�this�prior�to�the�start�of�semester�so�you�can�budget�for�these�expenses.�

FURTHER INFORMATION Study Assist �studyassist.gov.au Information about Commonwealth Supported Place, Student Contribution and assistance available

Griffith University Fees and Charges��griffith.edu.au/fees-charges Information relating to tuition fees and other charges

Student Services and Amenities Fee �griffith.edu.au/fees-charges/ssaf Details on the amount of this fee, how you can pay it, and how the funds are used

FOLD FOLD