J-8t. JAMI STArr LANE # 3. KHAYASAN-E-JAMI. DHA PHASE2 (EXT_) KARACHI·

MOBILE # 0333-2104557.EMA~L:KHURRAM_ACA@GMAIL_COM

/ KHURR'AM KHAN(FCA)For t e

,

Over 15 years of experience in financial management and audit with local and multi-national organizations.Areas of expertise include financial accounting, financial & strategic planning, business analysis, financialaudit, expense control, and project management. Acquired valuable experience of managing finance functionof local and multi-national banks operating in Pakistan. Maintained effective leadership in peoplemanagement.

Professional Qualifications & Memberships

Associate Member ofInstitute of Chartered Accountants of Pakistan (ICAP) - 2004Associate Member of Pakistan Institute of Public Finance Accountants (PlPFA) - 2003

Professional Experience

January 2015 to date: Associated with Silk Bank Limited as CFO.

March 2014 to December 2014: Associated with Silk Bank Limited as Financial Controller.

June 2009 to March 2014: Associated with Samba Bank Limited as Financial Controller.

May 2005 to June 2009: Associated with Allied Bank Limited as Head - Financial and RegulatoryReporting.

August 1997 to April 2005: Associated with Deloitte Yousuf AcW, Chartered Accountants.

Professional Exposure

Silk Bank Limited - Jan 2015 to Date

As CFO, Iam responsible for:

• Providing leadership to Finance Group;• Ensuring effective financial control environment across the bank;• Providing thought leadership to the management & the board for business in-sight;• Plays integral part in various management committees/working groups including ALCO & Senior

Management Committee;• Managing corporate tax issues (direct & indirect taxes) and providing valuable support to Pakistan

Banking Association (PBA) on banking sector's tax issues;

Silk Bank Limited - Mar 2014 to December 2014

As Financial Controller Iam responsible for Planning, MIS, Expense Control and Payments.

Samba Bank Limited

Being the only reporting line to CFO, Iwas responsible for the performance of entire Finance Group. Mymain responsibilities are:

Responsibilities

• Providing leadership role to Finance Group which includes managing staff motivation, training &development.

• Supporting CFO in ensuring effective financial control environment across the bank.• Responsible for statutory and regulatory reporting and coordinating with external, internal & SBP

auditors.

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• Responsible for business & financial analysis for all lines of business, support functions and thebank for effective business monitoring & decision-making.

• Managing & coordinating direct & indirect corporate tax issues.• Preparation and ensuring compliance of accounting policy, operating and capital expense policies,

transfer pricing and cost allocation policies.• Providing strategic support to business & support groups.

Special Projects• Involved in capital restructuring which includes capital reduction and capital injection through

issuance of right shares at discount.• Implementation of Oracle Financial Suit - Procurement, Payments and Fixed assets modules.• Re-vamping of expense management including preparation of Operating and Capital expenditure

policies.• Preparation of accounting and disclosure policy, accounting manual and finance procedure manual.• Designing & implementation of efficient cost allocation & transfer pricing methodologies.• Complete integration of Sambi Pakistan's systems with Samba Financial Group KSA.

Allied Bank Limited

While directly reporting to CFO as Head Financial Reporting, I am responsible for leading the team of 25professionals and entrusted with the following responsibilities:

Responsibilities

• Quarterly, half yearly and annual financial statements I consolidated financial statement of Bank• BASEL I MCR Reporting to SEW• RCOA and QRC reporting to SBP• Liaison with externallSBP/lntemal auditors for finalization of respective audits• Maintenance and upkeep of chart of accounts of Bank and proposing accounting treatment of new

products I processes• Management Reporting and Budget preparation• Transaction processing and data reconciliations of back office

Special Projects/Achievements

• Annual Report of Allied Bank Limited was rated first in the "Best Corporate Report Competition(Year 2008)" by the ICAP

• Implementation of Oracle Financials at Bank• Involved in the implementation ofTEMENOS (Core Banking Solution) at Bank• Development of revised general ledger of the Bank• Implementation of "Reporting chart of Account - (RCOA)"• Development of "Expenditure Policy", "Accounting and Disclosure Policy" and "Related Party

Transaction Policy"

Deloitte Yousuf Adil Chartered Accountants

During the tenure with the firm conducted, assisted and supervised the statutory audits and consultancyprojects of reputable organizations for the most part commercial banks.

Statutory Audit

• Conducted I supervised the statutory audits and special assignments ofMCB Bank Limited (MeB)for five consecutive years (1998 - 2002).

• Supervised statutory audit of Bank of Tokyo Mitsubishi Limited (BTM)

Special Assignments

• Engaged in the development of Reporting Chart of Account (RCOA) for State Bank of Pakistan(SBP) on which all the Banks, pFIs and Micro Finance Institutions of the country would report toSBP (Central Bank).

• Assisted in the development of Chart of accounts and Accounting Manual of Bank AI-Falah Limited(BAFL).

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• Developed Branch and Group Audit Manual and Internal Audit Framework for National Bank ofPakistan (NBP)

• Conducted review to evaluate the efficiency and effectiveness of internal audit division of MuslimCommercial Bank (MeB) and Saudi Pak Commercial Bank Limited.

• Preparation and verification of statement of adequacy of provision held against Non-performingloans and advances and certification of benefit obtained against Forced Sale Valuation of assetsmortgaged in accordance with Prudential Regulation.

• Conducted internal audit of various branches of National Bank of Pakistan and prepared exceptionreports.

Personal Data

Father's Name Abdul Rehman Khan

Date of Birth June 15,1976

Marital Status Married

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