Iwona Rakowska: Best DIY Tax Programs

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Tax time Are you ready to go it alone? Good for you! Some forms are fairly straightforward, such as the 1040EZ. If you haven’t had a complicated year, you should have no problem handling that one on your own. If you anticipate your federal taxes getting a little complex and you don’t want to go to a professional preparer like Iwona Rakowska, there are solutions.

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There are a number of software programs available, each with their own pros and cons. Some services are even offered through the websites of reputable tax preparation companies or through apps. Here are some of the top programs for filing at home:

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Turbo Tax

This program is known for being user-friendly (they’re the ones with the app), has the ability to import thousands of documents, and has a huge database of employers. It is also simple to return and add anything you forgot. The downside: the software can get pricey, especially if you need to upgrade to Deluxe (to itemize) or Premier.

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H&R Block

These guys are a reputable firm that usually offers incentives for filing with them in one of their offices. Their software is just as smart, with comprehensive descriptions, checklists of commonly missed forms, and will even provide an enrolled agent (for free!) to handle an unlikely audit. One con is the disappointing search feature.

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Tax ActThis has been one of the lower-priced options; though the price has gone up, it is still cheap. Even itemizing with Plus is cheaper than other programs, plus their security measures are top-notch. An annoying aspect is that updating can be time consuming; there isn’t as much “hand-holding” as other programs.Still, Iwona Rakowska and other preparers know the code; they are there to help.

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